๐Ÿ‡ฐ๐Ÿ‡ช Kenyaโ† All services

M-Pesa & Mobile Money Security

Most M-Pesa integrations are built to go live fast โ€” not built to stay secure. A misconfigured API, unvalidated webhook or exposed credential is all it takes. M-Pesa integrations are high-value fraud targets. A misconfigured API or weak access control creates real financial risk. De4sec secures your mobile money integration before go-live and monitors it ongoing.

Get a Free IT & Security Check โ†’All Services

What we secure

Whether you are integrating M-Pesa into e-commerce, a POS system, a SACCO platform or a mobile app โ€” De4sec reviews and hardens the integration before go-live.

โœ“M-Pesa Daraja API security review โ€” authentication and credential security
โœ“STK Push integration testing โ€” error handling and timeout protection
โœ“Webhook validation โ€” preventing spoofed payment notifications
โœ“API key management โ€” rotation policy and secure storage
โœ“Transaction reconciliation โ€” automated mismatch detection
โœ“Access control review โ€” who can initiate, approve or reverse transactions
โœ“Fraud detection rules โ€” velocity checks, threshold alerts
โœ“KDPA alignment โ€” data handling for transaction records
โœ“Pre-launch penetration testing for payment flows
โœ“Post-launch monitoring โ€” API logs and anomaly alerts
Common M-Pesa vulnerabilities
โœ“Hardcoded API credentials in source code
โœ“No webhook signature validation โ€” anyone can fake a payment
โœ“No rate limiting โ€” API abuse exposure
โœ“Transaction amounts not validated server-side
โœ“No reconciliation โ€” fraud goes undetected
โœ“Admin access not restricted โ€” too many people can reverse transactions

De4sec works with your development team or conducts the security review independently. Written report with findings and remediation steps provided.

Do you work with other mobile money APIs?
Yes โ€” Airtel Money, Equity EazzyPay, PesaLink and others. The security principles are the same.
Can you review an existing live integration?
Yes. We audit what is live and identify vulnerabilities without taking the system offline.
Do you work directly with our developers?
Yes. We produce a findings report and can work directly with your team to implement fixes.
What does ongoing monitoring involve?
API call log analysis, anomaly detection, monthly report and alerts for suspicious patterns.

Ready to get started?

Book a free consultation โ€” no obligation.

Get a Free IT & Security Check โ†’+254 741 777 681